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Black and Brown communities are the most
Underbanked and Overcharged
More than 25% of U.S. households are unbanked or are underbanked
A staggering 86% of all underbanked U.S. households are people of color. (FDIC )
Many use high-cost services like money orders, check cashing, International remittances and predatory lending (payday, refund anticipation, pawnshop, and auto title loans), costing in excess of $100B.
Why is there a large unbanked community?
According to a recent FDIC survey, the reasons households are unbanked (respondents could select more than one):
53% Do not have enough money to keep in an account
English 
Spanish 
Chinese 
