A Web3 crypto bank built to empower communities to build wealth and gain full access to the benefits of banking.

Stay tuned for the Paybby crypto wallet. Soon you will be able to manage your crypto and NFTs in one place and be connected to a digital bank account

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Paybby is the payment gateway for NFTs.

You will be able to buy with your credit card/ debit card.
Paybby users card holders will receive discounts and rewards.
Your purchase is secure as we leverage the latest security technology to protect our community.
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Building Trust
& Protecting Privacy

No
Fees

Personalized
Service Offerings

Underserved Communities are the Most Underbanked and Overcharged

More than 25% of U.S. households are unbanked or are underbanked
A staggering 86% of all underbanked U.S. households are people of color. (FDIC )
Many use high-cost services like money orders, check cashing, International remittances and predatory lending (payday, refund anticipation, pawnshop, and auto title loans), costing in excess of $100B.

Why is there a large unbanked community?

According to a recent FDIC survey, the reasons households are unbanked (respondents could select more
than one):
53% Do not have enough money to keep in an account
30% Don’t trust banks
28% Privacy Concerns
29% Bank account fees are too high
14% ID, credit or former bank account problems
13% Banks don’t offer needed products or services

Wicket will allow:

Checking and Saving Accounts
External Account Linking w/ Aggregated Spending View
No Fee Banking
FDIC insurance through partner bank
Early Direct Deposit and Automatic Savings Tools
Crypto banking

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