1. Introduction
Welcome to Paybby. We respect your privacy and are committed to protecting your personal data. This privacy policy will inform you as to how we look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights and how the law protects you.
2. Important Information and Who We Are
Purpose of This Privacy Policy
This privacy policy aims to give you information on how Paybby collects and processes your personal data through your use of this website, including any data you may provide through this site when you sign up for our service, use our money transfer services between crypto and fiat currencies, or open a consumer or banking business account.
Controller
Paybby is the controller and responsible for your personal data (collectively referred to as “Paybby”, “we”, “us”, or “our” in this privacy policy).
Contact Details
Our full details are:
Full name of legal entity: Paybby Digital, LLC
Email address: hmiah@paybby.com
Postal address: 11000 W. McNichols Rd, Suite 323–1773 Detroit MI 48221
You have the right to make a complaint at any time to the relevant supervisory authority for data protection issues. We would, however, appreciate the chance to deal with your concerns before you approach the authority so please contact us in the first instance.
3. The Data We Collect About You
We may collect, use, store, and transfer different kinds of personal data about you which we have grouped together as follows:
Identity Data includes first name, last name, username or similar identifier, marital status, title, date of birth, and gender.
Contact Data includes billing address, delivery address, email address, and telephone numbers.
Financial Data includes bank account and payment card details.
Transaction Data includes details about payments to and from you and other details of products and services you have purchased from us.
Technical Data includes internet protocol (IP) address, your login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access this website.
4. How We Use Your Personal Data
We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:
– Where we need to perform the contract we are about to enter into or have entered into with you.
– Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.
– Where we need to comply with a legal obligation.
5. Disclosures of Your Personal Data
We may share your personal data with the parties set out below for the purposes set out in paragraph 4 above:
– Internal Third Parties such as other companies in the Paybby Group acting as joint controllers or processors and who are based [specify locations] and provide IT and system administration services.
– External Third Parties including service providers acting as processors based [specify the countries] who provide IT and system administration services, professional advisers including lawyers, bankers, auditors, and insurers based [specify locations] who provide consultancy, banking, legal, insurance, and accounting services, and regulatory authorities and other bodies as required by law or regulation.
6. International Transfers
We may transfer your personal data to countries outside the European Economic Area (EEA), ensuring at least an equivalent level of protection is afforded to it by implementing appropriate safeguards.
7. Data Security
We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorized way, altered, or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors, and other third parties who have a business need to know.
8. Data Retention
We will only retain your personal data for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.
9. Your Legal Rights
Under certain circumstances, you have rights under data protection laws in relation to your personal data, including the right to request access, correction, erasure,